Trafalgar Financial Services (“TFS”) is an authorised financial services and credit provider with a specialist property finance focus
Trafalgar Financial Services (TFS) is a specialised financier for sectional title schemes, HOA’s, Shareblock Companies, Retirement Complexes and Golf Courses Complexes. When a need arises to raise funding for maintenance, security, solar or any improvement projects for community schemes, TFS is well positioned to offer flexible loan funding at competitive rates with no early settlement penalties. TFS is also a specialised insurance broker focused on the insurance needs of properties across South Africa.
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Property Finance Services
Body Corporate Loans
Short term finance for maintenance projects or other building requirements
Levy Finance
Eliminate the cash flow pressures of late or arrear levy payments
Trafex
Safeguard against unexpected and unpleasant insurance excesses
Finance For Residential Owners
Loan finance for property investors wanting to refurbish their complexes to increase rentals and reduce vacancies
Why Use Trafalgar Finance?
Trafalgar Financial Services offers upfront finance for maintenance and capital projects on favourable terms tailor made to fit the cash flow constraints of the borrower (body corporate, HOA or share block company). More importantly, this allows for the immediate restoration or enhancement of value, on definite terms, removing any uncertainties involved with the process or project. Finance in action
Levy Solutions is a levy finance product guaranteeing a fixed monthly levy cash flow on the 1st business day of each month. This product aims to rehabilitate the buildings (body corporate, HOA or share block company) cash flow by guaranteeing levy income and delivering intensive credit control support overseen and managed by in-house attorneys; furthermore, all associated and necessary, legal fees are financed by levy solution (on a cash flow basis) ensuring the fastest, uninterrupted, rehabilitation process.
Insurance excesses and policy limits are both well-established norms in the insurance industry; excesses specifically, are often the first things adjusted (upwards) by insurers to address increasing loss ratios and, given owners are typically liable for excesses [PMR 29(4)], do you have the means to settle both the excess and potential shortfall unannounced and without warning?Trafalgar Financial Service’s TRAFEX Policy, being the only one of its kind in the industry, offers peace of mind and will settle all excess(s) * and shortfall(s) * arising from related insurance claims whenever and whatever the circumstances.